How to Void a Check the Right Way

how to write a voided check

This will help keep your checks safe and accounted for as you balance your checkbook. Sometimes you will need to void a check, and in order to avoid problems, you’ll need to know exactly how to do it. There are a few things you can do if you need to submit a voided check but don’t have any. If you already sent a check that needs to be canceled, it’s obviously a little too late to write VOID across it. There’s still a way to void a check after sending it—but you’ll have to act fast.

Is it safe to email a voided check?

If you're asked for an electronic version or image of your voided check, don't send it along as an attachment or pasted image in an email. Instead, turn it into an encrypted or password-protected file or create a link to a file in a protected folder.

Take a look at the FAQs page for Bank of America to read all about voiding checks with their bank. If Bank of America is your bank, and you want to set up direct deposit, then you actually don’t need to void a check with them to do so. Although you can sometimes deposit a voided check in an ATM, this type of error is likely to be spotted when human tellers review the machine’s deposits. Any erroneously-cleared funds will then be removed from the recipient’s bank account and returned to the original owner. If a voided check clears, customers can file a claim when they receive their statement. Usually, you just need to void a check to make your life easier when setting up automatic payments or direct deposit.

Requirements for a Voided Check

A fine-tipped marker or pen is a good choice, preferably in blue or black ink. If you don’t have a spare blank check and still need to figure out how to get a voided check, there are a couple of options as well. Nor do you have to worry about logging onto online bill payment services after you set up automatic electronic transfers, either. The name of your banking institution is going to be printed prominently at the top left-hand corner of your check. At the very left-hand bottom of the front of your check is going to be your routing number, your account number, and the official check series number (in that order).

  • When you’re faced with either of these situations, you’re going to want to void the check in question.
  • If you want to set up automatic bill payments, direct deposits, or investments from your bank account, you will probably need to provide a voided check.
  • Similarly, you will need the check you want to void and a marker or pen to make a voided check.
  • Generally, if “VOID” is written across a check, no matter how or where, it will be recognized as a voided check.
  • If you mess up writing a check, then you’ll want to void the check you already wrote on and start over again.

When you’re submitting a voided check for direct deposit or automatic payments, you don’t need to include any information on the regular lines. Grab a blank check from your checkbook, then you’re https://accounting-services.net/how-much-do-bookkeeping-services-cost-for-small/ ready to move on to the next step. A voided check looks like every other check in your checkbook with one major difference, it has the word “void” written across its face in large block letters.

Let’s back up. What is a voided check?

If you need a voided check to set up direct deposit with your employer, you have a couple of choices. You can take a check from your checkbook and write “void” across it in large letters and provide the check to your employer. Autopay can be very useful to stay on top of recurring bills like utilities, rent, or credit card payments. By using auto-pay you won’t have to worry about forgetting any bill payment and accruing late fees and hits to your credit score. A void check is simply a check with the word “VOID” across the front. Writing “VOID” on a check means that the check can’t be deposited or cashed.

  • Whether you’re filling out a check for the first time or first time in a while, you might have questions.
  • A void check is a check that has been canceled or invalidated by the sender writing the word VOID on the check.
  • Suppose you need to make a payment or deposit money into your account.
  • If you need to prevent a check you’ve written from being cashed, you can request your bank to stop payment on the check.
  • Debit cards, online banking and banking apps may seem to have replaced paper checks.
  • It’s important to note that you can’t void a check once you’ve given it to the payee.

With the rise of online banks, your checking account may not come with a supply of paper checks. If you don’t have access to paper checks that you can void and provide to your employer or a merchant who needs one, there are other ways to set up ACH transactions. A voided check still contains valuable banking information such as your account and routing number — and you’ll need both numbers to set up a direct deposit through your employer or other payer. Your voided check may also include your address and the name (or names) of the account owner(s), exactly as they’re listed with the banking institution. Try setting up your bank account link entirely online instead of using forms. Most employers and businesses nowadays allow you to connect your bank account online by using your login credentials or your bank information.

Direct Deposit

Your employer may request a voided check to get your bank’s information, routing number and your own bank account number so they know where to deposit your money. If you do not have any checks on hand, you will need to find an alternative. If you want to set up direct deposit, ask your employer for other options. If you want to set up autopayments or direct deposit, you will need to void a check with your bank account information on it.

How do you write a check out to a company?

  1. Steps to fill out a check. Many consumers send money electronically these days, but occasionally it may still be necessary to pay by check.
  2. Fill in the date.
  3. Write the name of the payee.
  4. Write the check amount in numeric form.
  5. Write the check amount in words.
  6. Write a memo.
  7. Sign the check.
  8. Additional tips.

While providing the banking information to someone one should keep in mind that the check should not be used as a blank check by someone. Rather the person who is receiving the check can fill out the banking information which is provided in voided check to transfer the fund into the check writer account. To void a check, you just have to write the word ‘void’ across the Remote bookkeepers front of the check. Just make sure that you write the word with bold letters and tall and wide enough to cover the whole face of the check with a dark pen or fine marker. You should also make sure that no one can remove the word void from the check. You would not want any thief to remove the word void because after that they will have a blank check in their hand.

Credit & Credit Cards

It means that the check can no longer be used after it has been cashed or deposited. FinanceBuzz has partnered with CardRatings for our coverage of credit card products. FinanceBuzz and CardRatings may receive a commission from card issuers. If you don’t have your checkbook readily available when requested, here are some alternatives you can provide that will have the same information as a check. In the same vein, if the check you’ve made a mistake on is voided and someone comes across it, they can’t use it to fraudulently withdraw money from your account.

how to write a voided check

Voiding a check helps ensure others can’t cash or deposit money from your account. Because checks have important bank information on them, be sure to void them correctly when you don’t want to use them. Knowing how to void a blank check is useful whether you need to set up auto-pay on a loan or want to start receiving your paycheck via direct deposit. Voided checks allow you to protect your funds from unauthorized use while also providing your pertinent financial information. You can also request ACH payment for government funds, such as Social Security checks or your tax refund.